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🔍 We found a better option for you

You may qualify for a lower rate through your home equity

You own a home — that means you could access cash at rates far below a personal loan, even with less-than-perfect credit.

?
Your Name
•••• Your Address
Requested
$3,000
Status
Homeowner ✓
Personal loan
24%+
Unsecured, short term
Home equity
6–10%
Secured by your home

Rates are illustrative. Actual rates vary by credit profile, equity, product, and lender.

Your home is the asset — not your credit score. Programs available for a wide range of credit profiles.

By clicking "Yes, that's me," you confirm your identity and consent to receive calls, texts (including autodialed and prerecorded), and emails from TrueRatePath and its lending partners at the phone number and email provided in your application. Consent is not a condition of purchase. Msg & data rates may apply. Privacy Policy · Terms

Not interested — continue with my loan application

Pulling your property data...
This usually takes a few seconds
✓ Property found

Here's what your home can do for you

Based on public records, here's your estimated equity position.

🏠

Your property

Public records

Estimated home value—
Estimated available equity—
MortgageYour equity
You applied for—

Valuations from public records and automated models. Actual equity may vary.

You applied for $3,000
Your home equity could give you access to that and more — at a fraction of the rate.
Up to $148,000 available
"My credit isn't great — can I still qualify?"
Home equity products are secured by your property — that's what the lender cares about most. Many lenders work with homeowners across a wide range of credit situations. A specialist can tell you what you qualify for in a quick call.
What are my options?
Depending on your situation, you may qualify for a HELOC (line of credit you draw from as needed), a home equity loan (fixed amount, fixed rate), or a cash-out refinance. A specialist will walk you through which fits — no cost, no obligation.
Specialists available now — average call 5 minutes
Speak with a Specialist

No hard credit pull · No obligation · Free to check

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Licensed lenders
No thanks — continue with a personal loan

By calling, you agree to receive calls & texts from TrueRatePath and lending partners at the number provided. Msg & data rates may apply.

HomeUnlock
1024 Bayside Drive, Suite 407, Newport Beach, CA 92660
TrueRatePath is not a lender or mortgage broker. We connect homeowners with licensed mortgage professionals. Free to consumers — we are compensated by lending partners. All rates/terms subject to credit approval. Rates shown are illustrative, not offers of credit. Property data from public records — actual value may differ. Home equity products are secured by your property; you may risk foreclosure if unable to make payments. Consult your tax advisor regarding deductibility of interest.
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